Terms of Service

Last updated: August 12, 2026

These Terms of Service (“Terms”) govern your access to and use of the websites, APIs, dashboards, documentation, Model Context Protocol (MCP) integrations, and related services offered by Crane X1 LLC doing business as Crane Ledger (“Crane Ledger,” “we,” “us,” or “our”) (collectively, the “Service”).

By creating an account, obtaining an API key, accessing the Service, or otherwise using Crane Ledger, you agree to these Terms. If you are using the Service on behalf of a company or other entity, you represent that you have authority to bind that entity, and “you” refers to that entity.

If you do not agree to these Terms, do not use the Service.

1. The Service

Crane Ledger provides headless, API-first accounting infrastructure and related tools. Features, endpoints, pricing, credit costs, rate limits, and documentation may change over time.

We may add, modify, suspend, or discontinue any part of the Service at any time, with or without notice, including permanently ceasing operation of the Service.

2. Eligibility and Accounts

You must be able to form a binding contract under applicable law to use the Service. You are responsible for:

• Maintaining the confidentiality of credentials, API keys, OAuth tokens, and account access
• All activity that occurs under your accounts and organizations
• Providing accurate account and billing information
• Promptly notifying us of unauthorized access or suspected compromise of your credentials

You may not share API keys publicly or embed production secrets in client-side code, public repositories, or untrusted environments.

3. Acceptable Use

You agree not to, and not to permit others to:

• Use the Service in violation of law, regulation, or third-party rights
• Attempt to gain unauthorized access to the Service, other customers’ data, or related systems
• Probe, scan, or test the vulnerability of the Service except as expressly authorized in writing
• Interfere with or disrupt the Service, including via denial-of-service attacks, abusive automation, or excessive load beyond published limits
• Reverse engineer, decompile, or circumvent technical protections except where prohibited restrictions are not allowed by law
• Upload malware, malicious code, or content intended to harm the Service or others
• Misrepresent your identity or affiliation
• Use the Service to process or store data you are not legally permitted to handle
• Resell, sublicense, or provide the Service to third parties in a manner that circumvents our billing, authentication, or security controls without our prior written consent

We may investigate suspected violations and suspend or terminate access immediately.

4. Customer Data and Your Responsibilities

You retain ownership of data you submit to the Service (“Customer Data”). You grant us a limited license to host, process, transmit, and display Customer Data solely as needed to provide and improve the Service, maintain security and integrity, comply with law, and as otherwise described in our Privacy Policy.

You are solely responsible for:

• The accuracy, legality, and appropriateness of Customer Data
• Backing up Customer Data as needed for your business continuity
• Configuring access controls within your organizations
• Compliance with accounting, tax, financial reporting, and recordkeeping obligations applicable to your business

Crane Ledger is infrastructure software. We do not provide accounting, tax, legal, or financial advice. Outputs, reports, and calculations are tools for your use; you remain responsible for reviewing them and for any filings, decisions, or disclosures you make.

5. Billing, Credits, and Fees

The Service may use prepaid credits, subscriptions, usage-based fees, or other pricing models described in our documentation or checkout flows. Fees and credit costs may change.

Unless required by law or expressly stated otherwise in writing:

• Purchased credits and fees are non-refundable
• Unused credits may expire or become unavailable if your account is terminated or the Service is discontinued
• You are responsible for applicable taxes
• Failed payments, chargebacks, or credit exhaustion may result in suspension of write operations or other access

Third-party payment processors (for example, Stripe) and crypto/payment rails (for example, x402) are subject to their own terms. We are not responsible for those providers’ outages, errors, or decisions.

6. No Uptime, Availability, or Performance Guarantees

The Service is provided without any service level agreement (SLA) unless we have executed a separate written agreement with you that expressly provides one.

Without limiting the foregoing:

• We do not guarantee uninterrupted, timely, secure, or error-free operation
• We do not guarantee any particular uptime percentage, latency, throughput, or availability
• Maintenance, deployments, outages, degraded performance, data delays, and feature regressions may occur
• APIs, MCP tools, webhooks, workers, and dashboards may be temporarily or permanently unavailable

You acknowledge that you should not rely on the Service as your sole system of record without independent backups and contingency plans.

7. Security; Compromises; No Absolute Guarantees

We take commercially reasonable measures to protect the Service. However, no system is perfectly secure.

You acknowledge and agree that:

• Despite reasonable efforts, unauthorized access, data breaches, credential theft, ransomware, supply-chain attacks, cloud-provider failures, misconfiguration, zero-day exploits, and other security incidents may occur
• We do not warrant that the Service will be free from vulnerabilities, malware, or unauthorized access
• You are responsible for securing your own systems, networks, devices, integrations, API keys, and Customer Data exports
• To the maximum extent permitted by law, we are not liable for losses arising from security incidents, unauthorized access, or data compromise except to the extent caused by our willful misconduct (and subject to the liability limits below)
• If we believe your account, keys, or organizations are compromised, we may suspend access, rotate credentials, or take other protective actions

Promptly report suspected security issues to support@craneledger.ai.

8. Modifications, Suspension, and Discontinuation

We may, at any time and for any reason:

• Change or remove features, endpoints, tools, or documentation
• Impose or change rate limits, credit costs, or usage policies
• Suspend access for nonpayment, abuse, legal risk, security risk, or operational reasons
• Cease providing the Service in whole or in part, temporarily or permanently, including shutting down production environments

We will try to provide reasonable notice when practical, but we are not obligated to do so except where required by law. Upon discontinuation, your right to access the Service ends. We may delete or retain data as described in the Privacy Policy and as required for legal, security, or operational purposes.

9. Force Majeure

We are not liable for any failure or delay in performing our obligations due to events beyond our reasonable control, including but not limited to: acts of God; natural disasters; war; terrorism; civil unrest; labor disputes; government actions; epidemics or pandemics; power, internet, or telecommunications failures; cloud or hosting provider outages; DNS failures; denial-of-service attacks; cyberattacks; ransomware; supply-chain disruptions; embargoes; or failures of third-party services we depend on.

10. Intellectual Property

The Service, including software, APIs, documentation, branding, and related materials, is owned by Crane Ledger or its licensors and is protected by intellectual property laws. These Terms do not transfer ownership of our IP to you.

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your internal business purposes.

You may not copy, modify, distribute, sell, or create derivative works of the Service except as expressly permitted.

Feedback you provide may be used by us without restriction or compensation.

11. Third-Party Services and Integrations

The Service may interoperate with third-party products (identity providers, payment processors, AI clients, hosting providers, etc.). We do not control third parties and are not responsible for their acts, omissions, outages, security, or terms. Your use of third-party services is at your own risk and subject to those parties’ agreements.

12. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, QUIET ENJOYMENT, OR ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.

We do not warrant that:

• The Service will meet your requirements
• Results will be accurate, complete, or suitable for any particular accounting, tax, audit, or legal purpose
• Defects will be corrected
• The Service will be compatible with all third-party systems

Some jurisdictions do not allow certain disclaimers; in those cases, disclaimers apply to the fullest extent permitted.

13. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL CRANE LEDGER, ITS AFFILIATES, OR THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, BUSINESS OPPORTUNITY, OR COST OF SUBSTITUTE SERVICES, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATED TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNTS YOU PAID TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US $100).

The limitations above apply to claims arising from outages, data loss, security incidents, billing disputes, inaccurate calculations, discontinuation of the Service, and force majeure events, among others.

Some jurisdictions do not allow certain limitations; in those cases, our liability is limited to the maximum extent permitted by law.

14. Indemnification

You will defend, indemnify, and hold harmless Crane Ledger and its affiliates, officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your Customer Data
• Your use of the Service
• Your violation of these Terms or applicable law
• Your infringement or violation of third-party rights
• Disputes between you and your customers, vendors, users, or end clients

15. Termination

You may stop using the Service at any time. We may suspend or terminate your access immediately if you breach these Terms, create risk for us or others, fail to pay amounts owed, or if we discontinue the Service.

Upon termination:

• Your license to use the Service ends
• You remain responsible for amounts owed
• Sections that by their nature should survive (including ownership, billing obligations already incurred, disclaimers, limitations of liability, indemnification, and governing law) will survive

16. Export and Sanctions Compliance

You may not use the Service if you are located in, or are a prohibited party under, applicable U.S. or other trade control laws. You represent that you are not barred from receiving the Service under such laws.

17. Changes to These Terms

We may update these Terms from time to time. The “Last updated” date will change when we do. Continued use of the Service after changes become effective constitutes acceptance of the updated Terms. If you do not agree, you must stop using the Service.

18. Governing Law and Disputes

These Terms are governed by the laws of the State of Delaware, USA, without regard to conflict-of-law principles, except where mandatory local consumer law applies.

Except where prohibited, any dispute arising out of these Terms or the Service will be resolved in the state or federal courts located in Delaware, and you consent to personal jurisdiction there. Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to protect intellectual property or confidential information.

19. Miscellaneous

• These Terms, together with the Privacy Policy and any order form or written addendum we execute with you, are the entire agreement regarding the Service
• If any provision is unenforceable, the remainder remains in effect
• Failure to enforce a provision is not a waiver
• You may not assign these Terms without our consent; we may assign them in connection with a merger, acquisition, corporate reorganization, or sale of assets
• Headings are for convenience only
• “Including” means “including without limitation”

20. Contact

Questions about these Terms:

• Email: support@craneledger.ai
• Web: https://craneledger.ai

Crane X1 LLC d/b/a Crane Ledger

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